Atal Pension Yojana form online apply | APY Scheme 2020: It is a pension scheme that is focused to provide benefits to the unorganized sector of India. Atal Pension Yojana is the pension scheme of the Government of Indian launched in the year 2015 by the Prime Minister of India.
Under Atal Pension scheme, a guaranteed minimum monthly pension of Rs.1000/-, Rs.2000/-, Rs.3000/-, Rs.4000/- and Rs.5000/- will be provided to the subscribers on the basis of the contribution made by them. Atal Pension is launched with an aim to provide retirement benefits to the workers in the unorganized sectors. On contributing to this scheme, they can save their retirement.
Atal Pension Yojana 2020:
अटल पेंशन योजना: मोदी सरकार ने अटल पेंशन योजना को मई 2015 में शुरू किया था। यह पेंशन स्कीम असंगठित क्षेत्रों में काम करने वाले लोगों के लिये लायी गयी थी, इससे पहले असंगठित क्षेत्र में कार्यरत लोगों के लिए इस प्रकार की कोई योजना नहीं थी। अटल पेंशन योजना (APY) के लिए कोई भी भारतीय आदमी आवेदन कर सकता है,अटल पेंशन योजना (APY) में आवेदन करने के लिए आपके पास बैंक खाता और आधार कार्ड होना जरूरी है। अटल पेंशन योजना में निवेश करने वाले व्यक्ति की असमय मृत्यु हो जाने पर पेंशन का लाभ उसकी पत्नी को मिलेगा। Atal Pension Yojana से सम्बंधित सारी जानकारी आपको यहां विस्तृत रूप से बताई गयी है।
Overview of Atal Yojana
Pension Fund Regulatory and Development Authority (PFRDA) is the government body that administers the APY under the National Pension Scheme Architecture. The investment guidelines for this scheme are prescribed by the Ministry of Finance, Government of India.
AYP is basically a Social Security Scheme that was launched as a replacement to a pre-existing Swavalamban Yojana. APY scheme is open to all the bank accounts.
Benefits of APY Scheme
- The pension is guaranteed by the Government of India.
- Subscriber of APY gets a guaranteed pension of Rs.1000/- to Rs.5000/- per month.
- Under this scheme, subscribers can also increase or decrease pension amount once a year, during accumulation phase.
- Scheme is not only beneficial for the subscriber, but also for his/her spouse. In case of death of the subscriber, the spouse will be entitled for the pension. In case of demise of both subscriber and spouse, the nominee will be entitled to get the same pension.
- The tax benefits under this scheme are same as applicable under NPS (National Payment Scheme).
- APY is also beneficial as government also co-contribute Rs.1000/- per year or 50% of the total contribution whichever is low.
How to apply for Atal Pension Yojana Online
- Approach the bank branch where applicant’s savings account is held. In case applicant have not an account he/she can open one.
- Fill the APY application form.
- Provide Aadhar card/ mobile number.
- Complete all the other formalities.
- Once account is opened, subscriber must ensure that there is minimum required balance in the account for the transfer monthly contribution for this scheme.
- Apart from this, applicants can also fill APY registration form and enroll them by using net banking. Subscriber can open only account under his/her name. At the time of application, it is mandatory for subscribers to furnish the details of the nominee wherever applicable in APY account. They also have to provide their Aadhaar details.
Important Link
To Apply Online– Click Here